The Social Security Administration’s payment schedule includes shared dates for retirement beneficiaries and disability insurance, known as SSDI. The federal agency has already confirmed disbursements for April 2025, with payments made on three different dates each month.
Those who received benefits prior to May 1997 or who receive SSDI in conjunction with Supplemental Security Income (SSI) will continue to receive payments on the third of each month; however, SSDI is distributed on the second, third, and fourth Wednesdays. Continue reading to find out your payment date, which is based on your birth date.
Who receives their SSDI payments on April 9, 16, and 23? Here the dates
Wednesday, April 9 corresponds to people born between the first and tenth of any month. Following that, April 16 covers those born between the 11th and the 20th, and April 23 covers those born between the 21st and the 31st of any given month.
A small group of beneficiaries—those who started receiving payments before May 1997—will receive their payment on Thursday, April 3.
This mechanism makes no changes to the main schedule, which prioritizes the date of birth for the majority of people. The SSA clarified that this modality addresses previous, unmodified regulations.
SSDI payment maximum increased in 2025
According to official data, by 2025, the maximum monthly SSDI benefit will be $4,018 for workers who retire at full age. This figure includes a 2.5% cost-of-living adjustment (COLA). Although independent estimates project an average of $1,580 for SSDI, adjusted for the COLA itself.
The disparity between figures is due to calculation differences: the maximum amount takes into account high contributions, whereas the average takes into account a wide range of beneficiaries.
Disability Secrets emphasizes that values vary based on work history and disability severity, with a larger group receiving lower amounts than those receiving the maximum.
To be eligible for SSDI, applicants must demonstrate a medical disability that prevents substantial work activities for at least 12 months or results in death.
The SSA assesses the ability to generate income of more than $1,600 per month, but for blind beneficiaries, the amount increases to $2,700, a type of threshold known as Substantial Gainful Activity (SGA).
In addition, a work history with adequate work credits is required. In 2025, each credit is worth $1,810 in annual income, with a limit of four per year.
Those over the age of 24 are generally required to have 5 years of work experience within the last 10. The requirements for minors vary according to their age at the time of disability onset.
