The Social Security Administration (SSA) has already established a payment schedule for regular January retirement benefits, which will be distributed in three installments during the month of February 2025.
Payments are assigned based on the person’s date of birth. Beneficiaries are paid on the second, third, and fourth Wednesdays of each month.
Beneficiaries are divided into three categories: those born between the 1st and 10th of each month; those born between the 11th and 20th of each month; and those born on or after the 21st of any month.
The three rounds of February Social Security payments already confirmed by the SSA
- First Round of Payments (February 12, 2025): Beneficiaries born between the 1st and 10th day of any month will receive their monthly payment.
- Second Round of Payments (February 19, 2025): Beneficiaries born between the 11th and 20th day of any month will receive their monthly payment.
- Third Round of Payments (February 26, 2025): Beneficiaries born between the 21st and 31st day of any month will receive their monthly payment.
The maximum amounts you can collect depending on your retirement age
The amount of the benefit is determined based on the income accumulated during the beneficiary’s working life and retirement age. There are no income limits to access benefits, but the amount varies depending on retirement age (Beneficiaries must be at least 62 years old to be eligible for Social Security payments):
- Retirement at age 62: maximum of $2,831 per month.
- Retirement at age 67: maximum of $4,018 per month.
- Retirement at age 70: maximum of $5,108 per month.
Other Social Security payments you could receive
If you are also eligible for Supplemental Security Income (SSI), your benefits may arrive today, as this is the date when recipients receive both this allowance and their Social Security payment. These people have the same date as those who started claiming benefits before May 1997.
The Supplemental Security Income (SSI) is a federal program in the United States that provides financial assistance to low-income individuals who are 65 years or older, blind, or disabled.
The Social Security Administration administers SSI, which aims to help people meet basic needs such as food, clothing, and shelter. Unlike Social Security benefits, which are based on prior work history, Supplemental Security Income is need-based and funded by general tax revenues. Eligibility is based on limited income and resources, with strict asset limits.
Payments vary by state, and some states supplement federal SSI payments. SSI recipients are also automatically eligible for Medicaid in most states, ensuring access to healthcare. The program acts as a critical safety net for vulnerable populations, providing vital assistance to those with limited financial resources.
