The Social Security Administration (SSA) is preparing disability SSDI benefits payments for February 2025, which will be disbursed on three different dates: the second, third, and fourth Wednesdays of the month, as the agency does each month.
These benefits are intended to assist American workers who have a disability that is expected to last at least one year or result in death, and the condition or disability must be listed in the Social Security Administration’s official “Blue Book,” which lists all of the diagnoses that qualify.
For the month of February, the SSA is expected to pay up to $4,018 to those who qualify for the maximum payment, but there are some requirements to meet. Let’s take a quick look at the requirements you may need to meet in order to be eligible for SSDI benefits.
How to qualify for the SSDI benefits in 2025
To qualify for SSDI, you must have earned enough work credits. You earn them by working and paying Social Security taxes. To qualify for SSDI, you must have earned enough work credits.
You earn them by working and paying Social Security taxes. In 2025, you earn one credit for every $1,810 of income (this amount varies slightly each year). You can earn up to four credits each year.
You must earn $7,240 to receive the maximum four credits for the year, but you cannot accumulate more than that in 12 months. To qualify, you typically need 40 credits, 20 of which must be earned within the last ten years before your disability began. Younger workers might need fewer credits.
The maximum SSDI benefit varies annually. In 2025, the exact amount is $4,018, but it is based on your average lifetime earnings prior to your disability. Apply as soon as you are disabled. There is a 5-month waiting period before benefits begin, so don’t delay because you may be stuck in a pickle for some time.
If you receive other disability benefits (such as workers’ compensation), your SSDI payment may be reduced, so you should seek advice from a Social Security Benefits expert to ensure that you receive the maximum amount possible.
SSDI February dates: When will your money arrive?
So, here’s the deal with February 2025 SSDI payments: If your birthday is between the 1st and 10th, you can cash in on the second Wednesday (February 12th, mark your calendar).
Americans born between the eleventh and twentieth centuries? Your payday is on the third Wednesday (February 19). And if your birthday falls between the 21st and the 31st, you’ll end the month on the fourth Wednesday (February 26).
Just remember that if you’ve been on SSDI since before 1997 or are doubling up on SSI, you’ll be paid on January 31 and February 3 instead.
