Some SSI (Supplemental Security Income) recipients were left with a look of “What about my March payment?” The Social Security Administration (SSA) advanced the deposit, and here’s why.
But don’t worry, they didn’t take your money; they simply changed the date. Let’s go in parts, each with its own explanation. Also included are some tips in case the program proves useful to you.
As you may have noticed, March began on a Saturday (March 1st), and the SSA has a clear policy: if the payment date falls on a weekend or holiday, they deposit you on the last business day before. So, rather than waiting until March 3rd (Monday), the funds arrived on February 28th.
What is the good news? There were no delays. Who is the bad guy? Some believed they were due a double payment in March, but the SSA clarified: “It was only a date change, not an extra payment.”
This caused some chaos, particularly for those who kept their accounts up to date. Imagine planning the month with the expectation that $967 for individuals, $1,450 for couples, and even $484 for essential beneficiary assistance, if you qualify, would arrive in March, only to find out that the money arrived in February.
The SSA recommends that you always check the official calendar at ssa.gov or call 1-800-772-1213 if you have any questions.
SSI is not the same as retirement: how are they different?
Here’s something many people don’t realize: SSI is not the same as Social Security. SSI is intended for people with limited resources, such as older adults, people with disabilities, or children in certain circumstances. What matters here is not how much you worked, but whether you meet the income and asset requirements.
What if you already have a Social Security pension but it is very low? In that case, SSI may serve as a supplement. Of course, your total income (including the pension) and savings must be below the program’s limits. It serves as an extra lifeline, ensuring that no one is left on the canvas, even if your earnings from previous jobs are insufficient.
The 2025 numbers: adjustments for inflation and maximum amounts
For this year, SSI amounts rose by 2.5% thanks to the cost of living adjustment (COLA). This is not a luxury, but an attempt to prevent inflation from eating your purchasing power alive. What is the most you can receive?
- $967 per month if you are single.
- $1,450 per month for couples who apply together.
- Additional $484 if someone helps you with basic daily tasks (such as bathing or cooking).
Of course, these amounts can be reduced depending on your income. Oh, and be careful: not all income is treated the same.
SSI requires that your resources be within certain limits. We’re talking about things like cash, property other than your primary home, or even a second vehicle. If you go too far, they could suspend you. What counts as a “resource”?
- Cash or savings: If you have more than $2,000 (or $3,000 if you are a couple), you may not receive any benefits.
- Additional properties: An inherited cabin, vacant land, etc., could have a negative effect on your eligibility.
- Vehicles: If you have more than one car, unless it is for specific needs (such as medical transportation).
The SSA does periodic checks to verify this, so it’s best not to play hide and seek with your assets.
