The Supplemental Security Income payment is federally funded. Even if the Social Security Administration handles SSI applications and payments, it is a separate program.
So it has nothing to do with Social Security or retirement benefits. However, it is critical to ensure that it is compatible with them. As a result, you can receive retirement or SSDI while also receiving Supplemental Security.
Keep in mind that there are only three ways to qualify for SSI, and you can apply as a child or an adult. The first way to qualify is to be 65 or older. The second option is to possess a qualifying disability. Third, blind individuals can apply for SSI.
All of these citizens must adhere to certain income and resource limits. Remember that it is beneficial to low-income couples and individuals.
When can I apply for SSI?
In fact, you can apply for SSI year-round in the United States. As a result, all you have to do is check your eligibility using a tool available on the Social Security Administration’s official website at https://www.ssa.gov/prepare/check-eligibility-for-benefits.
The quicker you apply for Supplemental Security, the better. Social Security’s decision may take some time, so do not postpone your application. You can start your application online.
If you have determined that you are more than likely eligible for SSI benefits, use the SSA’s website to begin your application: https://www.ssa.gov/apply
How much could I receive from SSI payments?
This is dependent on your financial situation and personal circumstances. Those who receive no reductions at all may receive up to $943 in 2024 or up to $967 in 2025 following the COLA increase.
The COLA increase will be 2.5% and will be reflected in the December 31 payment. If you are an eligible married couple and both qualify for the full amount, you will receive up to $1,415 in 2024 or $1,450 in 2025.
Essential persons who qualify will receive up to $484 in 2025, up from $472. The average SSI payments are:
- all recipients: $698
- under 18: $818
- 18-64: $744
- 65+: $575
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