People who get SSDI will get their first payment in January 2024, on January 3, 2024. You had to start getting disability benefits before May 1997 or be getting Supplemental Security Income at the same time to get a Social Security check on this day.
But the most that people who meet all of Social Security’s requirements will be able to get in back in SSDI payments. To find out if you could get such a big payment, make sure you know them.
SSDI payment worth $4,018 – eligibility
Workers in the United States who meet these requirements will be the only ones who get such large payments from the Social Security Administration (SSA). People who get disability insurance must:
- have worked for 35 years
- have filed at the required age
- have had jobs covered by SSA
- have earned the contribution and benefit base for 35 years
The issue with these rules is that they make it hard for many disabled workers to choose when to file. If they become disabled, they might not be able to do anything else but apply for SSDI payments.
The SSA has strict rules about who can get SSDI. If you have been unable to work for more than a year and your disability fits those rules, you can apply. This will let you get payments every month until you get better. On the other hand, they will automatically be turned into retirement benefits.
How much are average SSDI payments?
What if you think you won’t be able to get an SSDI payment worth $4,018? You might get an average payment. In fact, it’s $1,542 as of October 2024. Social Security Disability Insurance payments will be about $38 more after the 2025 COLA increase.
In this case, the new average SSDI payment will be around $1,580. Of course, if you made very little or only worked a few years, your pay must be less than average. If so, you might also be able to get SSI.
People who are eligible for SSI can get an average cheque worth $697 in 2024 or $714 after the cost-of-living adjustment in 2025. From December 31, 2024, people who are eligible for the biggest SSI payment will be able to get up to $967.
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