If you rely on Social Security Disability Insurance (SSDI), here’s some good news: A new round of payments is on its way. The Social Security Administration (SSA) continues to follow its deposit calendar, having already made deposits on February 12th. But don’t worry if you didn’t get it by that date; more are on the way.
SSDI payments are made on three different dates (the same as retirees), based on your birthday. If you were born between the first and tenth of any month, you should have received your money by February 12.
If your birthday is between the 11th and the 20th, the key date is February 19. And if you were born between the 21st and the 31st, your payment will arrive on February 26.
Remember that it takes place on the second, third, and fourth Wednesdays of each month. So, in March, write down the dates 12, 19, and 26, which have already been confirmed by the SSA.
Social Security Disability Benefits: How Does SSDI Work?
If you want to apply for SSDI benefits, you need to know a few things. Perhaps you are injured on the job, are diagnosed with a serious illness, or have another condition that prevents you from working. That is where SSDI comes in, a monthly benefit for people who, due to their disability, are unable to generate income as they once did.
To have the Social Security Administration approve your application, you must provide medical evidence and meet certain requirements. If everything is in order and they give you the green light, this check can help you cover basic expenses like rent, food, and medications.
In terms of amounts, the maximum monthly payment in February is $4,018; however, not everyone is eligible for that amount. To qualify, you must have worked at least 35 years with a high income and be born in 1954 or earlier. If you were born after that date, the amount is reduced because the full retirement age has changed over time.
Another important point is that you must have 40 work credits. What exactly does this mean? Well, in 2025, each credit is worth $1,810, and you can earn up to four credits per year. To be eligible for SSDI, at least 20 of these credits must have been earned within the last ten years. If you are younger, the rules change slightly, but the SSA handles each case on an individual basis.
Can I receive SSI and SSDI at the same time?
If possible. Some people can receive both SSDI and SSI (Supplemental Security Income), but several factors influence this:
- Requirements: To obtain both benefits, you must meet the criteria for each program. That is, prove that you cannot work and, in the case of SSI, meet certain income and resource limits.
- Benefit Calculation: Here’s a trick: Social Security considers SSDI as income when calculating how much SSI you get. So if your SSDI check is high, your SSI amount may be reduced or, in some cases, you may be left out of the program.
- Income limit: If the sum of all your income, including SSDI, exceeds the SSI threshold, then you do not qualify. It’s that simple.
Combining them can provide you with more financial support, which is always beneficial when dealing with a difficult situation. Furthermore, receiving SSI can make you eligible for Medicaid, whereas SSDI frequently opens the door to Medicare.
