Soon, the Social Security Administration (SSA) will make the COLA value for 2025 public. That being said, retirees and recipients of SSI and SSDI benefits can estimate how much money they will have in a matter of months.
These recipients of SSI, SSDI, and Social Security may get payment increases of roughly 2.5 percent. Even if you consider this to be a little increase in COLA, it still represents a significant increase over many prior cost-of-living increases. However, given that it was 8.7% in 2023, it is true that it is substantially lower.
Expected amounts after the 2025 COLA for:
- SSI benefits (for people with a disability, blind people, and seniors 65 or older with a low income)
- SSDI (disability benefits)
- Payment worth $472 (SSI essential persons) could increase up to $483 with a 2.5% COLA boost
- Payment worth $943 (SSI individuals) could increase up to $966 with a 2.5% Cost of Living Adjustment
- Payment worth $1,415 (SSI couples) could increase up to $1,450 with a 2.5% Cost of Living Adjustment
- Payment worth $1,539 (SSDI) could increase up to $1,577 with a 2.5% Cost of Living Adjustment
- Payment worth $421 (SSDI spouses) could increase up to $431 with a 2.5% Cost of Living Adjustment
- Payment worth $492 (SSDI children) could increase up to $504 with a 2.5% Cost of Living Adjustment
Expected amounts after the 2025 COLA for:
- Social Security retirement benefits
- Payment worth $1,000 (retirement) could increase up to $1,025 with a 2.5% COLA increase
- Payment worth $2,000 (retirement) could increase up to $2,050 with a 2.5% Cost of Living Adjustment
- Payment worth $3,000 (retirement) could increase up to $3,075 with a 2.5% Cost of Living Adjustment
- Payment worth $4,000 (retirement) could increase up to $4,100 with a 2.5% Cost of Living Adjustment
- Payment worth $4,500 (retirement) could increase up to $4,612 with a 2.5% Cost of Living Adjustment
If your Social Security, SSDI, or SSI payout is different from what you expected, don’t worry. The Senior Citizens League estimates that the COLA in 2025 may be roughly 2.5 percent.
This essentially means that you earn an additional 2.5 dollars each month for every $100 you receive from the Federal Government or the Administration. Therefore, if your monthly payment was $100, it would become $102.5 after the 2.5% COLA of 2025.
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