Is Your Family Eligible for SSI Payments? Find Out in 2025

Supplemental Security Income (SSI) is a federal program that provides monthly payments to people in the United States with low income and few resources. For married couples in 2025, the maximum SSI payment could reach up to $17,404 per year. Thanks to a Cost-of-Living Adjustment (COLA), the monthly payment for married couples has increased from $1,415 to $1,450. But not everyone is eligible for this benefit, and some people may not even know they qualify.

Who Can Get SSI Benefits?

To qualify for SSI, you need to meet certain requirements. SSI is only available to U.S. citizens or legal residents who:

1. Have a low income.
2. Have little or no resources (like savings or property).
3. Meet one of the following conditions:
   • Have a disability.
   • Are at least 65 years old.
   • Are blind.

This program is not just for adults. Both adults and children can qualify if they meet these criteria.

How Much Can You Get from SSI?

The amount you can receive from SSI depends on your situation. For example, a single person who qualifies for SSI can receive up to $484 per month. After the COLA increase at the end of 2024, this amount will go up to $5,815 per year. If you’re married, the maximum amount can be higher. The most a married couple can get each year is $17,404, which breaks down to $1,450 a month.

SSI Payments for Individuals and Essential Persons

For individuals, the highest SSI payment you can get each month is $967, which adds up to $11,604 per year. If you are considered an “essential person” (someone who lives with and helps care for someone on SSI), you can receive up to $472 a month, or $5,673 per year.

Can You Still Apply for SSI If You’re Already Getting Other Benefits?

Yes! If you’re already getting food stamps or SNAP benefits but still struggle to buy food, you can apply for SSI. Meeting all the eligibility requirements is key to receiving the monthly payments that could help you cover basic living expenses.

How Can You Apply for SSI?

If you believe you qualify for SSI, it’s important to apply as soon as possible. Many people who are eligible for SSI benefits may not even know they qualify, so it’s a good idea to check with the Social Security Administration (SSA). They are trying to reach those who may be missing out on this important financial help. Supplemental Security Income (SSI) is a vital financial program for those with low income, especially for married couples, individuals with disabilities, seniors, and the blind. With the 2025 COLA increase, payments have risen, offering more support. Make sure to meet the eligibility requirements and apply if you think you qualify.