IRS Stimulus Checks: You Can Still Get Yours with This Simple Tax Process

Published On: January 23, 2025

The COVID-19 pandemic was a challenging time for many families and individuals across the United States. To help people cope with the financial hardships, the government sent out stimulus checks. These payments were meant to ease the burden caused by rising living costs and job losses due to the pandemic. But not everyone received their check, especially those who didn’t have the right information or didn’t file their taxes on time. If you missed your payment, don’t worry! There is still time to claim it.

What is a Stimulus Check and How Did It Work?

The stimulus checks were part of a larger economic relief plan by the U.S. government. The Trump and Biden administrations sent these payments to people with specific income levels to provide financial assistance. The aim was to help people who were struggling due to the economic impact of COVID-19. However, some people did not receive their payments right away, especially those who don’t usually file taxes. Even if you missed out, you can still claim your stimulus check through a process called the Recovery Rebate Credit.

How the Recovery Rebate Credit Works

If you missed your stimulus payment or didn’t get the full amount you were owed, you can claim it through the Recovery Rebate Credit. The IRS has set a new deadline for those who missed the 2021 payment but still want to claim the 2020 credit. You have until April 15, 2025, to make your claim. This is a crucial opportunity for those who usually don’t file taxes, as they might still be able to get the payment they’re entitled to.

New Deadline to Claim Your Stimulus Checks

For anyone who missed the 2021 stimulus check, the IRS has given you another chance to claim it. The deadline to send in your claim is April 15, 2025. If you didn’t receive your payment earlier, you can still claim it by filing a tax return for 2020 and 2021—even if you don’t normally have to file. The process is straightforward, and the IRS has made it easier to claim your payment.

How to Claim Missed Payments

To claim your missed stimulus payments, you will need to file a tax return for the years 2020 and 2021. Don’t worry if you don’t know how to do this! The IRS offers free tools like Free File to help you file your taxes online for free. You can also seek help from tax preparation services or professionals. Before filing, check if you already received any stimulus payments, and see if you’re eligible for more money. The IRS sent out a letter (Letter 6475) in early 2022 that can help you check how much you’ve already received. You can also check your payment status in your online IRS account. If you’re eligible for more money, the Recovery Rebate Credit can help you get what you’re owed.

Tips for Simplifying the Claim Process

Once you’re sure you’re eligible for the stimulus payment, you can fill out the required tax return forms and submit them. Make sure to use the Recovery Rebate Credit Worksheet with Form 1040 to figure out the amount you’re eligible for. It’s important to double-check your forms to avoid mistakes that could delay your payment. After you submit your forms, the IRS will process your claim and send you the payment. Don’t miss this chance to get the help you need. The extra money from the stimulus checks could provide valuable support, especially if you’re struggling financially